Lower Rates. One Point of Contact. No Runaround.
We match your business with vetted credit card processing and merchant services partners, then stay your point of contact after the switch.
You talk to us first, not a call center.
We only work with partners we've personally vetted.
Your new processor handles the payments. We stay your contact.
average monthly savings vs. Square, Clover, Toast and Stripe
Why Business Owners Choose Us
Every merchant we match gets vetted processing, transparent pricing, and one point of contact before and after the switch.
Lower Processing Rates
We negotiate competitive rates with vetted partners, so you keep more of every sale.
One Point of Contact
You work directly with us before and after the switch, never a call center queue.
Fast, Reliable Funding
Your new processor handles settlement while we stay on hand for support and questions.
See what switching saves you
Slide to your own monthly card sales and compare the cost side by side.
Based on a $50 average ticket · 600 transactions a month
| Provider | Rate structure (published) | Monthly cost to business |
|---|---|---|
| Our network | Fee collected from card-paying customers, not deducted from the business | $0 |
| Toast | 2.49% + $0.15/txn (paid plan) | $0 |
| Clover | 2.6% + $0.10/txn | $0 |
| Stripe | 2.7% + $0.05/txn (in person) | $0 |
| Square | 2.6% + $0.15/txn | $0 |
Assumes a $50 average ticket, scaled to the sales figure above. Rates are each provider's published starting in person rate as of 2026 and exclude add on, chargeback, PCI and equipment fees, which widen the gap further for most businesses.
The customer pays the card fee
When someone pays by card, a small program fee is added to their total at checkout, disclosed up front the same way sales tax is. Cash and debit purchases are unaffected; debit cards can't carry this fee under federal rules.
The business keeps 100% of its price
The listed price is what lands in the business's deposit, every time. Nothing is withheld from the sale to cover card processing.
We're paid from the fee, not the deposit
Our vetted processing partner is compensated out of the program fee already collected from the card-paying customer, not by taking a percentage of the business's own revenue the way a traditional processor does.
Compliance is handled, but it's state specific
Surcharge (dual pricing) programs are legal under federal law up to a capped rate and are used by restaurants and retailers across most of the country. A handful of states currently restrict or prohibit credit card surcharging, and several others require specific disclosure or notice at checkout. Debit card transactions can't be surcharged anywhere, regardless of state.
Our vetted processing partner confirms eligibility for the business's specific state, handles card network registration, and supplies the required checkout and receipt disclosures as part of onboarding, before the program goes live, not after.
Built for how customers actually pay
Every card, wallet, and payment method customers already use, backed by processing built to keep both sides of the transaction protected.
Every transaction runs through encrypted, PCI-compliant processing with real-time fraud monitoring, so both the business and its customers stay protected at checkout.